Written by Adam Sullivan on January 2, 2012.
Bancorp South strives to be the leading financial institution in their markets and to be close to the communities in which they serve. For over a century, Bancorp South has displayed excellent leadership and innovate qualities. Now serving an eight state-market area, they are able to reach more customers and be able to provide the right financial solution.
It all started in a hardware store in the then tiny Verona, MS. With the spirit of truly helping people, Bancorp South was able to spread east of Dallas to Saint Louis to west of Atlanta. In 1987, Bancorp South merged with First Mississippi National Bank. At the time, this was the first statewide bank that merged with another financial institution. Since the passing of the Federal Interstate Banking Law in 1992, Bancorp South has been able to expand to Tennessee, then into Alabama in 1998 with the merger of Highland Bank in Birmingham.
Another merger took place with the new millennium and that was with First United Bancshares of El Dorado, AR.
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Written by Adam Sullivan on December 12, 2011.
Just as many experts support using second mortgages as those who discourage this option. Circumstances usually dictate whether getting a home equity loan or line-of-credit (HELOC) is a wise decision.
See also: Home equity loan vs. HELOC
First, determine and identify your purpose for this loan. When you compare refinance rates, you may determine that refinance loans may be a better choice. However, with stiffer qualification guidelines, first mortgage loans may be unavailable. A second mortgage or HELOC may satisfy your purpose faster, cheaper, and with little paperwork.
Second, learn if you qualify to make, not one, but two mortgage payments each month. For some, qualifying for current mortgage rates is already a challenge.
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Written by Admin on December 6, 2011.
If a business is facing insolvency then it is very important that they quickly find a good insolvency practitioner. A good insolvency practitioner can resolve all your issue to your creditors. You can find a number of insolvency practitioners in UK. Asking form other who has been used the service of insolvency practitioners is the best way to find a good insolvency practitioner. Consulting a personal accountant who represent the agency is a also a good way for searching a good insolvency practitioners. You can also search a good insolvency practitioner in internet; there is a number of website in internet, which offers good online insolvency practitioners.
Insolvency practitioners are those who Handel insolvency services, bankruptcy and individual voluntary arrangement (IVA). These insolvency practitioners are skilled finance professionals and are the part of the UK’s Department for Business Innovation and Skills or (DBIS). A Read more…
Written by Adam Sullivan on December 4, 2011.
11:29AM GMT 09 Dec 2011
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Written by Adam Sullivan on November 24, 2011.
We’re in the middle of writing our new guide to payday loans (eg Wonga, Quickcash etc.) and I’d like to solicit your views. The key concept is actually to explain all the alternatives you can try before using that type of lending.
So it’ll be a big checklist hopefully providing people with alternative safer routes and options. Then we will have a section on what to watch for and how to make it as safe as possible if you do get a payday loan.
The debate What we’re currently debating in MSE Towers is whether the guide should include best-buy payday loans (or perhaps least worst is a better view), but there’s a difference of opinion – so we thought we’d ask you. My view – we should include the best buys
This market is now £1.9billion a year – so there are a huge number of people doing it. No matter what we Read more…
Written by Adam Sullivan on November 10, 2011.
Centennial Bank primarily offers different savings options for individuals, whether it is CDs, IRAs or savings account. They do offer one savings account; however, it is variable meaning the rate on the account can change at any given time. Don’t let that scare you off though because it is currently a high rate of return.
With a low $500 minimum opening deposit and balance, you can earn 0.80% APY on the Variable Savings Account. The interest on the account is compounded daily and posted monthly. If your balance falls below $500, then you will not be able to earn any interest. Also, this account is allowed 4 withdrawals per month.
Terms & Conditions: Rates subject to change without notice. Rates effective as of 10/3/11.
Written by Adam Sullivan on November 2, 2011.
Concerns over the European debt market led U.S. mortgage rates to nosedive to their second-lowest levels ever, Freddie Mac said yesterday.
Freddie Mac’s Primary Mortgage Market Survey revealed that, for the week ending November 3, 2011, 30-year fixed-rate mortgages (FRMs) fell to an average of 4.00 percent after averaging 4.10 percent last week.
This mark of 4.00 percent is just a few ticks higher than the all-time record low of 3.94 percent recording back in the week ending October 6, 2011, Freddie Mac said. One year ago at this time, 30-year FRMs averaged 4.24 percent.
“Market concerns over the European debt market drew investors to U.S. Treasury securities, lowering bond yields and mortgage rates,” Frank Nothaft, vice president and chief economist, Freddie Mac, said in a statement.
Average rates for both 15-year fixed mortgages and 5-year adjustable rate mortgages (ARMs) both fell sharply for the week ending November 3, 2011, as well.
15-year FRMs averaged 3.31 percent, down from 3.38 percent one week earlier, while 5-year ARMs recorded a huge drop to an average of 2.96 percent after coming in at 3.08 percent last week.
Despite apprehension about the European market, Nothaft said that the U.S. econo Read more…
Written by Adam Sullivan on October 28, 2011.
HANNAH EVE EDWARDS, BRI ASSET MANAGEMENT
I recently met Martin Gray, manager of the CF Miton Special Situations fund, and have been very impressed with the long-term performance. It’s a multi-asset global fund, driven by Martin’s macroeconomic views, and as well as achieving excellent capital growth it has been very defensive in times of market weakness. .
DARIUS McDERMOTT, CHELSEA FINANCIAL SERVICES
For low risk we tip CF Miton Special Situations and HSBC Open Global Return, a multi-asset fund. For medium risk, Artemis Strategic Assets and M&G Global Dividend, and for those with a high risk tolerance we like Rathbone Global Opportunities and Aberdeen Emerging Markets.
I invest in a combination of these.
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